The rain came down, the streams rose, and the winds blew and beat against that house; yet it did not fall, because it had its foundation on the rock. Matthew 7:25

The answer to the title question depends on who/what we have chosen as foundation to build our life on.

There are two builders Jesus spoke about in His mountainside preaching in Matthew 7. The wise builder built his house on the rock which withstood the heavy downpour of rain, floods and the wind. The other house which was built on the sand could not withstand these natural  elements and the builder is refered to as foolish.

In this context the rain, wind and flood relate to the day-to-day struggles of life. Jesus goes on to explain that anyone who puts the words of Jesus in practice is like the wise builder and others are like the foolish builder.

"Rock of Salvation" is another name for our Lord and Savior Jesus Christ. You will be amazed to see how often King David refers to God as his Rock; for sure he was a wise builder. In Deuteronomy we read: Jeshurun (Israel) ...abandoned the God who made him and rejected the Rock his Savior. 32:15; surely he was a foolish builder.

In his letter to the Ephesians Apostle Paul writes:

Consequently, you are no longer foreigners and strangers, but fellow citizens with God’s people and also members of his household, built on the foundation of the apostles and prophets, with Christ Jesus himself as the chief cornerstone. In him the whole building is joined together and rises to become a holy temple in the Lord. And in him you too are being built together to become a dwelling in which God lives by his Spirit. Ephesians 2:19-22

What kind of builders are we?